Why Choose Us
Member Benefits
LOANS
The Fund offers four types of loan to its members. These are Personal, Investment Capital, Habitat and Vehicle loans.
RETIREMENT/DEATH
On retirement from service, members’ contributions under the scheme are refunded in addition to any income earned thereon.
Group Solidarity
Members are eligible for the group solidarity package in the event of death and permanent disability.
ESTABLISHED
CONTRIBUTORS
FUND VALUE @ DEC 2016
Their loan facilities help me complete my first building project.
Livingstone AvorgbedorThe fund gave me a loan which I used to further my education. Thank You
Mensah SylvesterOUR LOAN PACKAGES
The Fund offers four types of loan to its members. These are Personal, Investment Capital, Habitat and Vehicle loans.
PERSONAL LOAN
This is a 12-60 month facility made available to registered members of the Fund who have the Unique Fund Identification Number to enable them to resolve their short-term financing needs. These may include rent advance payments, school fees and funeral expenses.
INVESTMENT LOAN
The facility is intended to support members to undertake investment projects including acquisition of land, vehicle, capital items or any income generating activities provided their income can accommodate the monthly repayments.
HABITAT LOAN
This facility has been designed to assist members to undertake housing projects. It has been put together to support a greater number of GNAT members who desire to solve their accommodation challenges or aspire to build their homes before they retire from active service.
VEHICLE LOAN
This facility is meant to finance the purchase of vehicles by loan applicants. The facility currently has a ceiling of GHC 40,000 and a maximum tenor of 60 months and 84 months for used and new vehicles respectively.
