Why Choose Us

Member Benefits

LOANS

The Fund offers four types of loan to its members. These are Personal, Investment Capital, Habitat and Vehicle loans.

RETIREMENT/DEATH 

On retirement from service, members’ contributions under the scheme are refunded in addition to any income earned thereon.

Group Solidarity

Members are eligible for the group solidarity package in the event of death and permanent disability.

ESTABLISHED

CONTRIBUTORS

FUND VALUE @ DEC 2016

TO GET IN TOUCH WITH US
CUSTOMER TESTIMONIALS

Their loan facilities help me complete my first building project.

Livingstone Avorgbedor

GNAT District Secretary, Akatsi District

The fund gave me a loan which I used to further my education. Thank You

Mensah Sylvester

Tutor-Tetekofe Basic School , Denu District

The fund gave me support in starting a building hoping to finish next year with another support.

Kuur Naamwinnienu

Tutor-Ombo R/C Junior High, Nadowli-Kaleo District

OUR LOAN PACKAGES

The Fund offers four types of loan to its members. These are Personal, Investment Capital, Habitat and Vehicle loans.

PERSONAL LOAN

This is a 12-60 month facility made available to registered members of the Fund who have the Unique Fund Identification Number to enable them to resolve their short-term financing needs. These may include rent advance payments, school fees and funeral expenses.

INVESTMENT LOAN

The facility is intended to support members to undertake investment projects including acquisition of land, vehicle, capital items or any income generating activities provided their income can accommodate the monthly repayments.

HABITAT LOAN

This facility has been designed to assist members to undertake housing projects. It has been put together to support a greater number of GNAT members who desire to solve their accommodation challenges or aspire to build their homes before they retire from active service.

VEHICLE LOAN

This facility is meant to finance the purchase of vehicles by loan applicants. The facility currently has a ceiling of GHC 40,000 and a maximum tenor of 60 months and 84 months for used and new vehicles respectively.