This is a 12 – 36 month facility made available to registered members who have the unique Fund Identification number to enable them resolve their short term financial needs. This may include rent advance payments, school fees, funeral expenses etc. The exact loan amount to be granted however is tied to the applicant's repayment capability which is indicated by how much deduction is permissible on the applicant's payslip. Deductions in respect of the loan should not exceed fifty percent (50%) of the applicant's net salary. (Gross salary less statutory deductions divided by two)